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Mortgage 101

by Charity Ohlund, VP of Sales & Marketing | Fountain Mortgage When was the last time you thought about your home insurance? (If your answer is “when I bought my house and then never again,” congratulations — you’re perfectly normal.) But here’s...
by Charity Ohlund, VP of Sales & Marketing | Fountain Mortgage Buying a home is an exciting milestone. The paperwork is signed, the keys are yours, and the champagne is chilling. But once the moving truck pulls away and you're...
by Charity Ohlund, VP of Sales & Marketing | Fountain Mortgage If you’re saving for your first home right now, you already know: it’s a grind. Skipping dinners out. Declaring $5 lattes “the enemy.” Maybe even rediscovering your old college relationship...
By Mike Miles Here is a quick-hit list of the main reasons borrowers get denied home loans. Each of these is a talking point that probably deserves its own post, but today I'll just give you a quick rundown. Knowing...
The ingredients are there. Property values have been increasing, and your house is an asset. Considering how active the real estate scene has been in the past year, your home’s value as an asset may have increased, and it...
If you are rich, you don’t need to read the rest of this post. For everyone that is not rich, and thinking about buying a home this spring, please keep reading. First let me pose a question; would you...
By Charity Ohlund In last week’s post, I went over some of the pros and cons of mortgage down payment assistance programs. While getting ‘free’ money sounds enticing, a harsh reality remains that few things in life are truly free....
By Charity Ohlund If you've set your sights on becoming a homeowner but the looming down payment has you feeling overwhelmed, you’re not alone. According to the National Realtors (NAR) Home Buyer and Seller Generational Trends Report, around 53% of...
By Sven Ohlund Senior Insurance Broker, Brush Creek Select Insurance sucks, and everybody hates it. I get it. However, insurance is something that everybody must have, and it’s only when people really need it (which is hopefully never), that they truly...
By Charity Ohlund I’ll admit it. I used to turn my nose up at Aldi. My mom shopped there when I was a kid, and I always remembered the lunch meat being sketchy and slimy.   But Aldi has really changed during...
By Aziza Aslanova If you’re in the home-buying game, it’s time to talk about something that’s more essential than picking out your perfect backsplash or envisioning your dream backyard—it’s your spending habits and how they can play a pivotal role...