Mortgage 101

By Mike Miles Here is a quick-hit list of the main reasons borrowers get denied home loans. Each of these is a talking point that probably deserves its own post, but today I'll just give you a quick rundown. Knowing...

The ingredients are there. Property values have been increasing, and your house is an asset. Considering how active the real estate scene has been in the past year, your home’s value as an asset may have increased, and it...

If you are rich, you don’t need to read the rest of this post. For everyone that is not rich, and thinking about buying a home this spring, please keep reading. First let me pose a question; would you...

By Charity Ohlund In last week’s post, I went over some of the pros and cons of mortgage down payment assistance programs. While getting ‘free’ money sounds enticing, a harsh reality remains that few things in life are truly free....

By Charity Ohlund If you've set your sights on becoming a homeowner but the looming down payment has you feeling overwhelmed, you’re not alone. According to the National Realtors (NAR) Home Buyer and Seller Generational Trends Report, around 53% of...

By Sven Ohlund Senior Insurance Broker, Brush Creek Select Insurance sucks, and everybody hates it. I get it. However, insurance is something that everybody must have, and it’s only when people really need it (which is hopefully never), that they truly...

By Charity Ohlund, VP of Sales & Marketing | Fountain Mortgage What if the water heater breaks? What if interest rates drop? What if I hate my neighbors? The “what ifs” are loud when you’re buying a home. They whisper doubts...

By Charity Ohlund, VP of Sales & Marketing | Fountain Mortgage Too many people wait. For the next raise. For the perfect partner. For some imaginary milestone that means they finally deserve the home they want. But what if your dream...

By Charity Ohlund, VP of Sales & Marketing | Fountain Mortgage Renting is simple. You pay the bill and call the landlord when the sink leaks. But when you buy a home, something shifts. And it’s not just the financials,...

By Charity Ohlund, VP of Sales & Marketing | Fountain Mortgage There’s a lot of pressure around buying your first home. Get the right neighborhood. Lock in the best interest rate. Time the market perfectly. Make sure it’s big enough. Updated...

By Charity Ohlund, VP of Sales & Marketing | Fountain Mortgage Here’s something nobody tells you: Buying a home has a way of reflecting who you are. It can shed light on more than just your credit score or income. It...

By Charity Ohlund, VP of Sales & Marketing | Fountain Mortgage The inspection report lands in your inbox. It’s 42 pages long. Your stomach flips. “Is the house falling apart?” Probably not. But it’s easy to panic when you don’t know what...