Mortgage 101

By Charity Ohlund, VP of Sales & Marketing | Fountain Mortgage Buying your first home feels like joining a secret society. There’s a ton of excitement, a few initiation rites (inspections, appraisals, signing your name 847 times), and a lot...

By Charity Ohlund, VP of Sales & Marketing | Fountain Mortgage When you hear people talk about "home equity," it sounds important. (Also slightly mysterious, like something you unlock after completing a secret homeowner quest.) Good news: it’s not that complicated....

By Charity Ohlund, VP of Sales & Marketing | Fountain Mortgage When people talk about rent vs. own, the conversation usually goes like this: "My rent is $1,500. My mortgage would be $1,500. It’s the same thing!" Well... not exactly. (If it were...

By Charity Ohlund, VP of Sales & Marketing | Fountain Mortgage If you’ve ever watched a home improvement show, you know the drill: Buy a rundown shack, tear it down to the studs, spend $200,000, and somehow sell it for...

By Charity Ohlund, VP of Sales & Marketing | Fountain Mortgage I get it. Waiting sounds smart. Waiting feels responsible. Waiting for mortgage rates to fall lower seems like it would save you a fortune, right? Not always. And not for everyone. Here’s the real...

By Charity Ohlund, VP of Sales & Marketing | Fountain Mortgage When you're shopping for a home, these two words start flying around fast: Pre-qualified and Pre-approved. They sound suspiciously similar. They both involve a lender looking at your finances. And...

By Charity Ohlund, VP of Sales & Marketing | Fountain Mortgage In today’s market, getting your offer accepted isn’t just about offering the most money. (Sure, money talks — but so does having your act together.) When sellers look at a...

By Charity Ohlund, VP of Sales & Marketing | Fountain Mortgage Let’s talk about saving for a home — without the overwhelm, shame spiral, or spreadsheets that make you want to fake your own disappearance. Whether you’re buying your first home...

by Charity Ohlund, VP of Sales & Marketing | Fountain Mortgage Buying your first home feels like joining a secret society. There’s a ton of excitement, a few initiation rites (inspections, appraisals, signing your name 847 times), and a lot of...

by Charity Ohlund, VP of Sales & Marketing | Fountain Mortgage When was the last time you thought about your home insurance? (If your answer is “when I bought my house and then never again,” congratulations — you’re perfectly normal.) But here’s...

by Charity Ohlund, VP of Sales & Marketing | Fountain Mortgage Buying a home is an exciting milestone. The paperwork is signed, the keys are yours, and the champagne is chilling. But once the moving truck pulls away and you're...

by Charity Ohlund, VP of Sales & Marketing | Fountain Mortgage If you’re saving for your first home right now, you already know: it’s a grind. Skipping dinners out. Declaring $5 lattes “the enemy.” Maybe even rediscovering your old college relationship...