Your Insurance

One of the more common questions we receive is “should I purchase the insurance from the rental car company”? Unfortunately, there’s not a simple answer to this but we’ll try to explain the options and provide some education and...

As cold weather sets in and overnight temperatures drop below freezing, it’s critical for homeowners to take a few easy steps to winterize their home’s water system. A little preventative maintenance will help you avoid the trauma and expense...

What is an umbrella policy? An umbrella policy provides additional layers of liability protection above the typical liability limits of your auto insurance or homeowner's insurance. If the liability limits are exhausted on your home, auto, or other underlying insurance, your umbrella...

Has your financial professional recommended the creation of a trust to help protect your assets? Perhaps you have already created a trust or LLC and deeded your property or vehicles to that new entity? In this article, we will...

One of the concepts we try to educate our customers on are all the factors that insurance companies use to develop a rate for their insurance policies. Factors that may be used include your loss history, driving record, type...

With inflation and auto insurance costs on the rise, many families are looking for ways to keep their insurance costs under control. The following are three immediate ways that may be available to save some money on your auto...

In this week’s article, we’ll talk about one extremely cost-effective way to reduce your odds of experiencing a homeowner’s insurance claim. Simply replacing your washing machine hoses with new, stainless-steel hoses may save you thousands of dollars and help...

When considering insurance options for your home, it's essential to understand what coverage you currently have for your home and how your insurance company will respond in the event of a severe weather claim. Replacement cost coverage ensures that if...

Instead of insurance coverage advice, this week we’re focusing on a story that will hopefully prompt conversation among families and be an inspiration for change. Each day, nine people’s lives are cut short by distracted driving, their stories left unfinished....

In a competitive insurance landscape that constantly bombards consumers with marketing ads (think Progressive’s Flo or the Geico Lizard commercials), you have three main insurance buying channels to choose from. The three channels of insurance acquisition are independent agents,...

What is sewer and water backup coverage?  An optional endorsement on your Homeowners, Renters or Landlord policy that provides protection from costly water damage resulting from backed up drains or failed sump-pumps.  Does homeowner’s insurance cover water backup? The standard homeowner’s insurance...

Like a lot of families, you may have purchased a new laptop for your student or even a new e-bike that you sent them off to school with. Those are both expensive items that are highly susceptible to theft...