Your Insurance

Instead of insurance coverage advice, this week we’re focusing on a story that will hopefully prompt conversation among families and be an inspiration for change. Each day, nine people’s lives are cut short by distracted driving, their stories left unfinished....
With widespread media coverage of recent California storms, homeowners nationwide may be wondering what coverage they have for their homes when it comes to flood damage. Most people might be surprised that the water damage they see on news media...
In a competitive insurance landscape that constantly bombards consumers with marketing ads (think Progressive’s Flo or the Geico Lizard commercials), you have three main insurance buying channels to choose from. The three channels of insurance acquisition are independent agents,...
What is sewer and water backup coverage?  An optional endorsement on your Homeowners, Renters or Landlord policy that provides protection from costly water damage resulting from backed up drains or failed sump-pumps.  Does homeowner’s insurance cover water backup? The standard homeowner’s insurance...
Like a lot of families, you may have purchased a new laptop for your student or even a new e-bike that you sent them off to school with. Those are both expensive items that are highly susceptible to theft...
With inflationary factors driving price increases for homeowners insurance, a lot of families may be wondering what they can do to help keep costs under control. In this article, we’ll talk about some basic things to consider as well...
By now, you may have spoken to a neighbor or family member that has written their insurance with a company called “Openly”. In this article, we’ll give you an overview of the company as well as their homeowner’s coverage....
One of the more common questions we receive is “should I purchase the insurance from the rental car company”? Unfortunately, there’s not a simple answer to this but we’ll try to explain the options and provide some education and...
With inflation and homeownership costs on the rise, many families are looking for ways to keep their insurance costs under control. The following are three immediate ways that may be available to you to save some money on your...
Most homeowners may not be aware that flood damage is not covered by a standard homeowner’s policy. In this article, we’ll provide some education and guidance for homeowners and give you some simple facts you should be aware of...
Did you know that all 50 states now allow for a digital or electronic version of your auto insurance ID card? Have you ever reached for a copy of the paper insurance ID card in your glovebox and realized...
This week’s article is brought to us by contributing guest editor, Miles Muehlbach.  If you’re anything like my parents, you are constantly looking for ways to keep your teen both safe physically, and on the internet. Here are some tips...