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Your Insurance

Did you know there is a research center devoted to testing and evaluating the performance of roofing shingles against hail damage? Our agency recently visited the Insurance Institute for Business & Home Safety to learn more about hail damage...
Recent weather in the Kansas City Metro area has been all over the place. Spring is a great time to review your insurance coverage to make sure you are protected from seasonal rains. In this article, we’ll talk about...
One of the more common questions we receive is “should I purchase the insurance from the rental car company”? Unfortunately, there’s not a simple answer to this but we’ll try to explain the options and provide some education and...
Replacement cost coverage ensures that if your roof is damaged, destroyed, or needs replacement due to a covered loss, your insurance policy will cover the full cost of replacing it, minus any deductible. This coverage is different from actual...
Independent Insurance Agents have a focus on relationships, customer service and providing the best coverage for their valued clients. Like any profession or small business, there are a few things specific to their industry that they think about more...
One of the more common questions our customers have at Flury-Hinderks Insurance is “when should I contact you and what do I need to tell you about”? In this article, we’ll go over some of the more common things...
If you are a homeowner, you’ve probably received a letter from your water company soliciting insurance to cover waterline repair costs. You might have even opened it, wondered if you need it, then tossed it in the trash until...
With inflation and homeownership costs on the rise, many families are looking for ways to keep their insurance costs under control. The following are three immediate ways that may be available to you to save some money on your...
When considering insurance options for your home, it's essential to understand what coverage you currently have for your home and how your insurance company will respond in the event of a severe weather claim. Replacement cost coverage ensures that if...
One of the concepts we try to educate our customers on are all the factors that insurance companies use to develop a rate for their insurance policies. Factors used may include your loss history, driving record, type of vehicle,...
One of the more common questions our customers have at Flury-Hinderks Insurance is “when should I contact you and what do I need to tell you about”? In this article, we’ll go over some of the more common things...
If you’ve looked at your credit card or bank account statement and are feeling like you have a bit of a financial hangover from holiday expenses, you are not alone. Like a lot of families, you may also have...