Your Insurance

As cold weather sets in and overnight temperatures drop below freezing, it’s critical for homeowners to take a few easy steps to winterize their home’s water system. A little preventative maintenance will help you avoid the trauma and expense...

What is an umbrella policy? An umbrella policy provides additional layers of liability protection above the typical liability limits of your auto insurance or homeowner's insurance. If the liability limits are exhausted on your home, auto, or other underlying insurance, your umbrella...

Has your financial professional recommended the creation of a trust to help protect your assets? Perhaps you have already created a trust or LLC and deeded your property or vehicles to that new entity? In this article, we will...

Policyholders may not be aware that most insurance companies are offering small but meaningful discounts for receiving policy documents electronically or for setting up their billing for automated payments. Going digital with your insurance policies is a great way...

One of the concepts we try to educate our customers on are all the factors that insurance companies use to develop a rate for their insurance policies. Factors that may be used include your loss history, driving record, type...

With inflation and auto insurance costs on the rise, many families are looking for ways to keep their insurance costs under control. The following are three immediate ways that may be available to save some money on your auto...

If you are a homeowner, you’ve probably received a letter from your water company soliciting insurance to cover waterline repair costs. You might have even opened it, wondered if you need it, then tossed it in the trash until...

When considering insurance options for your home, it's essential to understand what coverage you currently have for your home and how your insurance company will respond in the event of a severe weather claim. Replacement cost coverage ensures that if...

When a neighbor's tree falls into your yard, it can raise questions about responsibility and whose insurance coverage should respond. Understanding how this situation is typically handled can help you navigate the process. In this article, we will explore...

In this week’s article, we’ll talk about one extremely cost-effective way to reduce your odds of experiencing a homeowner’s insurance claim. Simply replacing your washing machine hoses with new, stainless-steel hoses may save you thousands of dollars and help...

In our connected world, online shopping and social media may allow cyber attackers to infiltrate our home, steal our identities and disrupt our lives. In this article, we’ll provide some education and guidance related to the availability of cyber...

When considering insurance options for your home, it's essential to understand what coverage you currently have for your home and how your insurance company will respond in the event of a severe weather claim. Replacement cost coverage ensures that if...