Your Insurance

If you are a homeowner, you’ve probably received a letter from your water company soliciting insurance to cover waterline repair costs. You might have even opened it, wondered if you need it, then tossed it in the trash until...

When considering insurance options for your home, it's essential to understand what coverage you currently have for your home and how your insurance company will respond in the event of a severe weather claim. Replacement cost coverage ensures that if...

When a neighbor's tree falls into your yard, it can raise questions about responsibility and whose insurance coverage should respond. Understanding how this situation is typically handled can help you navigate the process. In this article, we will explore...

In this week’s article, we’ll talk about one extremely cost-effective way to reduce your odds of experiencing a homeowner’s insurance claim. Simply replacing your washing machine hoses with new, stainless-steel hoses may save you thousands of dollars and help...

In our connected world, online shopping and social media may allow cyber attackers to infiltrate our home, steal our identities and disrupt our lives. In this article, we’ll provide some education and guidance related to the availability of cyber...

When considering insurance options for your home, it's essential to understand what coverage you currently have for your home and how your insurance company will respond in the event of a severe weather claim. Replacement cost coverage ensures that if...

Instead of insurance coverage advice, this week we’re focusing on a story that will hopefully prompt conversation among families and be an inspiration for change. Each day, nine people’s lives are cut short by distracted driving, their stories left unfinished....

With widespread media coverage of recent California storms, homeowners nationwide may be wondering what coverage they have for their homes when it comes to flood damage. Most people might be surprised that the water damage they see on news media...

In a competitive insurance landscape that constantly bombards consumers with marketing ads (think Progressive’s Flo or the Geico Lizard commercials), you have three main insurance buying channels to choose from. The three channels of insurance acquisition are independent agents,...

What is sewer and water backup coverage?  An optional endorsement on your Homeowners, Renters or Landlord policy that provides protection from costly water damage resulting from backed up drains or failed sump-pumps.  Does homeowner’s insurance cover water backup? The standard homeowner’s insurance...

Like a lot of families, you may have purchased a new laptop for your student or even a new e-bike that you sent them off to school with. Those are both expensive items that are highly susceptible to theft...

With inflationary factors driving price increases for homeowners insurance, a lot of families may be wondering what they can do to help keep costs under control. In this article, we’ll talk about some basic things to consider as well...